Here’s Another Two Books To Help You With Stock Trading In 2012

by Dexter Damien Chan on January 16, 2012

If one of your goals for the new year is to educate yourself in the area of Stock Trading, here are two books written by local group of writers which you can get as part of your learning guides.

These two books are:

1. Mark Lin’s Secrets Of Dividend Investors

2. Victor Chng & Rusmin’s Value Investing In Growth Companies (under the guidance of Ken Chee and Clive Tan’s Millionaire Investor Program)

And if you think you can go for more knowledge, here is an old blog post that I have written back in 2010 recommending with two other books that will teach you more on the basics of stock trading

So if you think you need to know more, you can click over at the above link to explore further!

What Can You Learn From These Two Books

1. Mark Lin’s Secrets Of Dividend Investors

If you are keen to build up a portfolio of good stocks in Singapore that will pay you dividends consistently, preferably every month and would like to learn the basic strategies and concepts of doing so, this book will give you a set of guidelines that you can follow.

And if you are one of those advanced traders who is keen to pick up another method of determining the Intrinsic Value of a stock that has been paying dividends consistently, you can pick up a good concept from this book as well.

2. Victor Chng & Rusmin’s Value Investing In Growth Companies

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Are You Financially Planned In 2011 And Prepared For 2012?

by Dexter Damien Chan on December 31, 2011

In just a few hours, we will be saying goodbye to Year 2011 and welcoming 2012… how are you, in the financial planning aspects?

Some Questions To Reflect Back In 2011

If you are not too sure of your current state, here’s some general questions that you can ask yourself and it’s also a good reflection of what you need to focus on in the coming 2012…

Ask yourself:

- Did your savings grow, remain the same or shrink?

- How’s your investment portfolio?

- Do you feel more ready for your Retirement?

- In terms of any unforeseen circumstances – are you prepared?

- With the weather so unpredictable, are your precious assets well protected (or well-insured)?

- In terms of educating yourself in the area of finances, have you done so?

- Your health – is it well maintained?

If you feel that there’s a big shortfall in terms of your planning for any of the above mentioned, I will always say that it’s still not too late – if you sit down, set your mind and draft out some plans to really tackle them in 2012. Likewise, with the financial planning industry gearing up (the recent regulations being that Planners would need to take up more investment credentials to better advise for their clients – it’s a good time to arrange for a discussion with your Financial Planner!

What You May Need To Pay Attention To In 2012

- Unforgiving Economy

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Which Options are Worth the Extra Cash When Buying a New Car?

by Dexter Damien Chan on December 24, 2011

Buying a new car always involves more than simply choosing a make and model, signing on the dotted line and driving away. Every salesperson is going to try to press options and upgrade packages onto the sale. With technology constantly advancing, there are literally dozens of possibilities to add to a car, from the frivolous to the safety-imperative. These are some of the better choices based on resale value and safety.

Resale Value

A brand new car begins losing value the moment you drive it off the lot. A car is not considered a good investment due to steady depreciation, unless it has the rare luck of lasting long enough to become a collectible. However, there are some features that can help raise the value if you trade in or sell your car before it’s an antique. Some of the top options include:

  • Cruise Control. Most people who buy late model cars will expect cruise control, and a car without it will immediately seem dated and lose some of its value.
  • Air Conditioning. Depending on where you live, air conditioning may not truly be an option. Driving in extremely hot climates during the summertime, for example, makes it a necessity. AC is also one of the options in a car that is slowest to depreciate in value.
  • Automatic Transmission. Since automatic transmission has become all but standard equipment, stick shifts have a depreciating effect on resale value.

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